Should I choose a Lump-Sum or Annuity? If you've won the lottery, you may be debating if a lump sum or annuity is right for you!We developed this quiz to help you decide. Select the letter that most accurately answers each question. Please note this the Lump Sum or Annuity quiz should just be a guide – a starting point that helps you think through this important financial decision.What is your age? A. 35 or Younger B. 36 or Older Approximately how much credit card debt do you currently have? A. More than $5,000 B. $5,000 or less Do you have a history of alcohol or drug abuse? A. Yes B. No Have you ever declared bankruptcy? A. Yes B. No Do you have any tax liens? A. Yes B. No Have you ever been convicted of a felony? A. Yes B. No Will you hire a team of advisors? A. No B. Yes Will you follow the advice of your advisors? A. Maybe B. Definitely Do you have any negative feelings about the money you are receiving? A. Yes B. No Do you have a diagnosed psychiatric disorder? A. Yes B. No Do you have a hard time telling people no? A. Yes B. No Do you think your friends/family will pressure you? A. Yes B. No Do you have a hard time managing your finances? A. Yes B. No Prior to your sudden wealth, did you have other investment assets that total more than $50,000? A. No B. Yes Do you own your home? A. No B. Yes What is your credit score? A. 620 or less B. Above 620 Do you plan on investing your money with a financial advisor in stocks and bonds? A. No B. Yes Do you want to invest your money in non-traditional investments? A. Yes B. No Do you expect an investment return of more than 10% per year? A. Yes B. No Do you have an interest in investing in a bar, restaurant, or club? A. Yes B. No Will you manage your investments yourself? A. Yes B. No Do you have a college degree? A. No B. Yes Would your friends or family say you have a gambling problem? A. Yes B. No Do you have supportive friends/family? A. No B. Yes Will you agree to limit your decisions in the first several months of receiving your sudden wealth? A. No B. Yes Would you consider your sudden wealth to be a curse or a blessing? A. Curse B. Blessing Will you follow the 12 principles of sudden wealth as documented in the book, The Sudden Wealth Solution? A. No B. Yes Do you think you’ll have trouble taking control? A. Yes B. No Does any part of you worry that you will run out of money? A. Yes B. No Will the sudden wealth boost you by more than one socioeconomic class (e.g., lower class, middle class, upper class, affluent, highly affluent)? A. Yes B. No Was the sudden wealth anticipated? A. No B. Yes Personal InformationAlmost done! Now please enter your name and email so we can send you your results. Don't worry, this is for quiz results only - not for spam.Name* Email* Transform Sudden Wealth Into Lasting Wealth Access The 12 Sudden Wealth Principles Lottery eBook by financial expert Dr. Robert Pagliarini. Free Download